How do I pay with a Credit Card?
1. To prevent fraud, credit card users must verify their identity with 4KF or use 3D Secure
1). To verify your identity:Click checkout with credit card on the checkout page,
Enter your credit card information and click Continue
Complete your purchase and wait for an email from 4KF
Reply to the email with ALL of the following:
· A copy, photo, or screenshot of your credit card bill showing previous purchase and the first 6 digits and last 4 digits of the credit card number· A picture or scan of the credit card showing the first 6 digits and last 4 digits of the card number
· A picture or scan of your national photo ID. Driver’s license, passport, or national ID card
Information submitted will only be used to verify the authenticity of the card holder. The information will be stored in 4KF’s secure servers and will never be shared or sold.
2). To use 3D Secure
Register and activate your MasterCard Secure Code or Verified by Visa account
Click Checkout with credit card on the checkout page
Enter your credit card information and click pay.
What payment options does 4KF accept?
4KF accepts American Express, MasterCard, Visa Card, Diners, Discover, PayPal.
Is it safe to buy from 4KF with Credit Card?
Here at 4KF we take your privacy and the protection of your information very seriously. Our purpose in collecting and storing your shipping information is to provide you with an efficient and safe shopping experience. Unlike other online merchant sites that collect financial information directly, we only store the information that is necessary to deliver the products and service you want.
As the credit card payment gateway partner of 4KF, Payment Technologies will only store credit card information as necessary as possible in a fully secured Payment Certificate of Compliance.
4KF will NOT store any sensitive information except the Card Holder’s Name, the first six digits and the last four digits of the card number. In addition, as per PCI DSS Requirement 3.2.2, neither Payment Technologies nor 4KF will store the CVV2 code of any customers’ credit card. 4KF will also never share any of your information with 3rd party companies or anyone else. You can be assured that because of these serious measures your information is always safe and secure.
How to find Expiration Date and Card Verification Code?
For your safety and security, you will be required to input your card’s verification code and Expiration Date while checkout with your credit card.
If you are using Visa or MasterCard, Diners, Discover, your verification code is the last 3- digits of the number that appears on the back of your card in the signature bar.
If you are using American Express, your verification code is a 4-digit number printed on the front of your card. It appears after and to the right of your card number.
The Expiration Date lists in the front of the card.
Does 4KF charge any fees for credit card payments?
4KF does not charge fees of any kind but some credit card companies will charge a currency conversion fee. Please consult your credit card provider for more information.
Why was the wrong amount deducted from my account?
Please note 4KF only charge user the value in order confirmation page and no extra money will be received.
If extra money has been deducted from your account, it may due to:
– exchange rate change
– service fee or transaction fee charged by bank
– supportive currency of your card is A, while order pay in currency B may cause more transaction fee. Kindly note every card with supportive currency. Eg: if your card only supports transaction in USD while order was paid through RUB. The transaction will be converted for further processing and extra money may be required for every conversion.
If you still have concern about this value, please double check with bank if value difference was caused by above reasons.
Why was my credit card payment declined?
All payment processing is handled by an independent secure payment processor. 4KF is not given any payment information. Please verify the following and contact your credit card issuer if the problem persists.
Incorrect billing information
Card has been reported as lost or stolen
Card has expired
Card has not been activated
Card cannot be used to pay for goods/services in a Cardholder-Not-Present environment (online/over the internet)
3-D Secure (MasterCard SecureCode and Verified by Visa) has not been activated Credit limit reached
Did your payment fail?
If you unfortunately encounter payment failure issues when using PayPal or Credit Card, you can follow these steps to get further information.
Why was my Paypal payment declined?
All payment processing is handled directly by PayPal. 4KF is not given any payment information. Please verify the following and contact PayPal if the problem persists.
Zero balance without backup funding
Exceeded spending Limit
Credit card expired